From ₹10,000 to ₹2,00,000 per year — every scholarship you can apply for as a student in India
Why You Should Apply for Scholarships
Education in India is getting expensive. Even government college fees have increased significantly. Yet crores of rupees in scholarships go unclaimed every year because students don't know they exist or don't apply on time.
This guide lists every major scholarship available for Indian students in 2026 — from school level to PhD — with eligibility, amounts, and how to apply.
National Scholarship Portal (NSP) — Your First Stop
The National Scholarship Portal (NSP) at scholarships.gov.in is the Government of India's single-window platform for all central and state scholarships. It hosts 100+ scholarship schemes.
How to Apply on NSP
- Register at scholarships.gov.in with your Aadhaar number
- Complete your profile — personal, academic, and bank details
- Browse scholarships — filter by category, state, or course level
- Apply online — fill the application form, upload documents
- Institute verification — your school/college verifies and forwards
- District/State verification — final approval
- Scholarship disbursed — directly to your bank account via DBT (Direct Benefit Transfer)
Top Central Government Scholarships
1. Central Sector Scheme of Scholarship (CSSS)
- For: Students who scored 80th percentile+ in Class 12 board exams
- Amount: ₹10,000/year (UG years 1-3), ₹20,000/year (PG years 4-5)
- Family Income: Below ₹8 lakh per annum
- Apply on: NSP
2. Post-Matric Scholarship for SC/ST/OBC Students
- For: SC, ST, OBC, and Minority students pursuing post-matric education
- Amount: Up to ₹75,000/year (covers fees + maintenance allowance)
- Family Income: Below ₹2.5 lakh per annum
- Ministry: Ministry of Social Justice, Ministry of Tribal Affairs
3. AICTE Pragati Scholarship (for Girls in Technical Education)
- For: Girl students in AICTE-approved degree/diploma courses
- Amount: ₹50,000/year (tuition fee + books + laptop)
- Family Income: Below ₹8 lakh per annum
- Seats: 5,000 per year
4. AICTE Saksham Scholarship (for Differently-Abled)
- For: Differently-abled students in AICTE-approved technical courses
- Amount: ₹50,000/year
- Family Income: Below ₹8 lakh per annum
5. Merit-cum-Means Scholarship for Minorities
- For: Minority community students (Muslim, Christian, Sikh, Buddhist, Jain, Parsi) in professional/technical courses
- Amount: Course fees up to ₹20,000 + maintenance allowance ₹1,000/month
- Family Income: Below ₹2.5 lakh per annum
6. Ishan Uday Scholarship (for North-Eastern Region)
- For: Students from NE states (Assam, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Arunachal, Sikkim)
- Amount: ₹5,400/month (general) to ₹7,800/month (technical/medical)
- Apply through: UGC via NSP
7. KVPY/INSPIRE Scholarship (for Science Students)
- For: Top science students pursuing BS/BSc/Int. MSc
- INSPIRE: ₹80,000/year (SHE scholarship) for top 1% in Class 12
- Apply on: online-inspire.gov.in
Top Private Scholarships
1. Reliance Foundation Scholarship
- For: UG students in STEM, Humanities, Law
- Amount: Up to ₹4,00,000 (over the course)
- Based on: Merit + financial need
2. Tata Trusts Scholarship
- For: UG and PG students from low-income families
- Amount: 50-80% of tuition fees
3. Sitaram Jindal Foundation Scholarship
- For: Meritorious students from Class 1 to post-graduation
- Amount: ₹1,500-15,000 per month depending on course level
4. L'Oréal India For Young Women in Science
- For: Young women pursuing science careers
- Amount: ₹2,50,000 fellowship
State Government Scholarships
Every state has its own scholarship schemes. Check your state's education department website or filter by state on NSP.
Popular ones include: UP Scholarship, Bihar Scholarship, Maharashtra eScholarship, AP ePASS, Telangana ePASS, WB Oasis Scholarship.
Documents Needed for Most Scholarships
- Aadhaar card (mandatory for NSP)
- Class 10/12 marksheet
- Family income certificate
- Caste certificate (if applicable)
- Bank passbook (account in student's name)
- College/school admission letter
- Fee receipt
- Passport-size photo
Common Mistakes to Avoid
- Missing deadlines — Apply as early as possible. Don't wait for the last date.
- Incorrect bank details — Scholarship money goes to your bank via DBT. One wrong digit = rejection.
- Not checking eligibility — Read the criteria carefully before applying. Wrong applications waste time.
- Ignoring institute verification — After applying, follow up with your college to ensure they verify your application.
Save More Money — Buy Used Textbooks
Scholarships help with fees, but textbooks are an extra expense that many scholarships don't cover. Save ₹5,000-15,000 per year by buying used books on BookBazaar. Check out our complete guide to saving money on college books.